Why modern-vehicle tech is an emerging exposure
Diagnostics, electrical work, and ADAS (advanced driver-assistance systems) — lane-keeping, automatic braking, adaptive cruise, self-driving features — are a fast-growing part of repair work and a genuinely new liability frontier. If a calibration or electrical repair on a safety system is done incorrectly and contributes to a later accident, the completed-operations exposure can be significant.
There’s also a garagekeepers angle (high-value vehicles in your care) and a real cyber dimension as shops handle more connected-vehicle and customer data.
Coverage that matters for diagnostic shops
Garage liability with completed operations, garagekeepers, tools & equipment for expensive scan gear, cyber for data exposure, and workers’ comp. Coverage is general in nature and governed solely by the terms of the issued policy.