Why shop type changes the coverage
The mix of coverage — and what it costs — depends on what actually happens in your bays. A collision shop holding customer cars for a week has a larger garagekeepers exposure than a quick-lube. A shop that welds and paints carries different risk than one doing diagnostics. The lines are the same; the emphasis changes.
By type
Explore the exposures for common shop types below. Each links into the coverage lines that matter most for it.