Key exposures
High vehicle throughput means many cars in and out daily, and tire work carries specific liability exposure (improper mounting or torque leading to a later claim). Inventory and equipment add property exposure. Coverage is governed solely by the terms of the issued policy.
Coverage that matters most
Garage liability, garagekeepers for cars on site, tools and equipment, and workers’ comp. Products/ completed-operations questions can arise from the work itself — confirm at quote.